Mahaicony man remanded for son-in-law’s murder

first_imgDays after reportedly confessing to detectives that he dealt his son-in-law a fatal blow to the head, Kumar Samaroo was remanded to prison after his arraignment on Thursday at the Mahaica Magistrate’s Court.He will make his next court appearance on April 4.Twenty-three-year-old Muneshwar Bisnauth of Airy Hall, Mahaicony, East Coast Demerara (ECD) was found dead at his in-law’s Lot 20 Dundee, Mahaicony, ECD residence on Sunday. It was reported that the father of one was reportedly imbibing with his 16-year-old wife and her parents when an argument ensued. Shortly after, the fisherman’s lifeless body was discovered lying in the yard, with a gaping wound to the head.Initially, Bisnauth’s wife and mother-in-law told the Police that he fell and hit his head in the yard. However, their story did not add up and as such, the three were taken into custody for further questioning.The following day, Samaroo confessed to murder during interrogation by detectives. The suspect allegedly told Police that he dealt one blow to the man’s head with a piece of wood during an argument.A post-mortem examination conducted on Wednesday morning confirming that Bisnauth died as a result of brain hemorrhage and blunt trauma to the head. According to State Pathologist, Dr Nehaul Singh, the injuries were consistent with a lash to the head.Meanwhile, the suspect had also confessed to instructing his relatives to “wash down” the blood before they called the dead man’s relatives to inform them about his death.last_img read more

Vellano Country Club makes anticipated debut

first_img“It’s working with the environment to produce a quality course.” Beginning from the No. 1 tee box to the No. 4 green, golfers will find an elevation drop of more than 600 feet. It’s a reason why Director of Golf Scott Wilson says, “Vellano is not a walkable course.” Bermudagrass is implemented on the fairways and roughs and nearing the end of dormancy. Cushing said Vellano will not overseed and quipped, “people need to know that brown is a color, too.” A combination of A-1 and A-4 bentgrass – comparable to Augusta National – is on the greens. Crushed walnut shells are used in place of bark or wood chips beneath the wide array of oak trees. And even when oaks needed to be cut down, the remains were made into benches found throughout the property. Among the more notable holes, Nos. 8 and 9 hold special significance. After the city showed concern toward potential slides on the par-3, No. 8 fairway, construction superintendent Dario Olivares and his staff went to work. To guard against potential slides, Olivares and staff redirected “thousands and thousands of tons” of dirt, then placed a liner some 10 to 15 feet below the surface. They laid drainage pipes on top of the liner, then moved the replaced dirt back for grading. At No. 9, the hole features a bridge that crosses a 100-feet deep ravine. To build the 70-ton bridge, a crane had to be dismantled and reconfigured on-site. It took two months to complete the crane’s reconfiguration. When workers were ready to secure the bridge, they found it lost 13 tons of water weight due to last summer’s heat. For information, its Web site is www.experiencevellano.com. UNFORGETTABLES RETURN One of the area’s more honored charity functions is set for March 5 with the sixth annual Unforgettables Charity Golf Classic, played at Redlands Country Club. Champions Tour veterans Dave Stockton of Redlands, Mark Johnson of Helendale, former UC Riverside golfer Gary McCord and former Riverside resident Don Pooley will participate. According to founder Tim Evans, the charity helps to confront and conquer the economic consequences and the danger factor that contributes to childhood death. Before tournament planning got underway for this year’s event, it received a $25,000 head start from McCord, who donated his prize from the ESPN-produced People vs. the Pros contest last year. The 128-member field is sold out, but to place your name on a waiting list, contact 1-800-254-GOLF (4653). Mark Reinhiller covers local golf for the Sun. His column appears on Wednesday. He can be reached at mark.reinhiller@sbsun.com 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! Course superintendent Paul Cushing likes to say that he and his staff have completed a masterpiece and they would be right. Even on an overcast day, panoramic views exist of the Inland Empire and beyond. From the No. 1 tee box, one easily could see Mt. San Jacinto – some 80 miles to the east. “We’ve provided a niche that hasn’t existed in quite some time,” Cushing said. “Most of the other private country clubs in the area are established. This course allows people to grow with the course.” Norman and staff broke ground on the 600-acre site that rests west of the 74 freeway in early 2004, and by October, 13 holes were graded. But that fall, inclement weather – that would turn into more than 40 inches of rainfall into 2005 – washed away those holes. After rebuilding the holes, rain again destroyed their work and brought the course back to square one. The course officially opens to members Feb. 28, with members and guests set for April 1. When that time arrives, golfers will find a course where elevation – and a rural, open setting – awaits. That wasn’t an oversight in its development. “Norman’s very much a minimalist,” Cushing said. “He wants to take what the property offers and make the most of what exists. He’s not the kind of designer who is going to move a tree because he can. center_img CHINO HILLS – Tucked deep inside the heart of Chino Hills lies one of Southern California’s newest golf courses. After a series of delays, the long-awaited Greg Norman-designed Vellano Country Club made its debut Tuesday with its first official round of golf for staff members and media. The 6,925-yard, 18-hole layout is the first private course to be developed east of Los Angeles and west of the Coachella Valley in more than 40 years. last_img read more

Credit Card Utilization, Defined and Demystified

first_img Post navigation The method for calculating aggregate utilization is exactly the same as it was for line item utilization except for one difference.  You’ll need to add together all of the balances on your credit cards and all of the credit limits as well.  Then you’ll divide the aggregate balance by the aggregate limit.Now, it’s important you do this right.  Just because you have a credit card that doesn’t have a balance doesn’t mean it won’t count here.  You’ll still include the credit limit, which will help your percentage.  This is the number one reason you don’t want to close credit card accounts even if you don’t use (or want) the card any longer.  The unused limit helps your utilization percentage.What’s a Good Percentage?According to FICO, the consumers who have the highest scores in the country (760 and above) have an aggregate utilization of 7%.  That’s about as clean of an answer you’re ever going to get to a FICO score question.  Of course that doesn’t prevent people from giving answers that are all over the place.  I’ve seen 30%, I’ve seen 50% and I’ve even seen 70%. This can vary based on other scoring models; if your check your free credit score using the VantageScore model, aggregate utilization may be different.The way the scores are designed rewards consumers for having a lower rather than higher utilization.  So, generally, the lower the number the more points you’re going to earn in your score.  30% is better than 50%, but not as good as 7%.  And I’m not sure where in the world someone got 70%, that’s just terrible.John Ulzheimer is the President of Consumer Education at SmartCredit.com, the credit blogger for Mint.com, and a Contributor for the National Foundation for Credit Counseling.  He is an expert on credit reporting, credit scoring and identity theft. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. The opinions expressed in his articles are his and not of Mint.com or Intuit.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) RelatedHow to Master Your Credit Utilization Like A ProJuly 10, 2018In “Credit Info”Know this Rate. Holiday Shop with More Credit Confidence.November 21, 2017In “Credit Info”Why is My Credit Score Never the Same?December 20, 2017In “Credit Info” photo: BigBeaksCredit card utilization is one of the most important credit score-related topics, and also one that’s often misunderstood. This complicated equation, also called revolving utilization, is an incredibly important factor in your FICO credit scores. Grab your credit reports and a calculator as I walk you through it.Credit card utilization is the relationship between the balances on your credit cards and the credit limits on all of your open credit card accounts.  It is expressed as a percentage and is calculated a number of ways.  It’s so important that it is a key factor in the “Debt” category of your FICO credit score.  The debt category is worth 30% of your FICO score points and while the credit card utilization percentage isn’t alone worth all 30% (that’s a myth), it’s certainly key to earning and maintaining great scores.Line Item Utilization – Calculate this firstThe first way to calculate your credit card utilization is by doing so for each one of your cards.  So, go grab each and every one of your credit cards, retail store cards and gasoline cards and make a stack.  As long as they have revolving terms, meaning you don’t have to pay them in full each month, they need to be in your pile.Each of those cards has a credit limit, which is the highest amount that can be charged on that card.  You can find the limit by looking at a statement or by calling the credit card issuer.  Or, you can look at your credit report.  Getting the limits from your credit reports is the most important method (because that’s how credit scores calculate utilization) but they aren’t 100% accurate 100% of the time.For every card that has a balance (meaning you got a bill this month), divide that balance by the credit limit.  Then multiply that figure by 100 and you’ll get the utilization percentage on that card.  So, if you have a $50 balance and a $500 credit limit you’ll get 10%.  Your goal is to have the lowest possible percentages.Now, you’re going to be tempted to cheat.  Just because you already did or plan to pay the balance in full doesn’t mean your percentage is 0.  Credit scores can’t tell what your intentions are and as long as the balance is showing up on your credit report then you will have a utilization percentage greater than 0.NOTE: Sometimes credit limits don’t show up on credit reports.  This is what I was referring to earlier about it not being accurate 100% of the time.  If your report has missing credit limits on open credit card accounts then you’re not out of the woods.  Look for the field called “High Balance” and use that figure in lieu of the missing credit limit.  The high balance is the historical highest balance on that account.Aggregate Utilization – Calculate this nextlast_img read more